Flexible Payment Options – Shop Now, Pay Later

Last updated: September 18, 2025

At Reflect Lighting, we want to make shopping as convenient as possible. That’s why we offer multiple Buy Now, Pay Later options with Klarna, Clearpay, and PayPal. Choose the method that suits you best and enjoy a smoother shopping experience.

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1. Klarna – Pay in 3 Instalments

• Split your purchase into 3 equal monthly payments

• No interest, no fees (if paid on time)

• First instalment at checkout, then every 30 days

• Manage payments in the Klarna app

• Quick eligibility check (won’t affect your credit score)

👉 Download Klarna App | Klarna Help Centre

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2. Clearpay – Pay in 4 Instalments

• Pay in 4 automatic instalments every 2 weeks

• No interest or fees (if paid on time)

• Instant approval decision at checkout

• Manage everything in the Clearpay app

• Ideal for smaller purchases spread over a short period

👉 Learn More About Clearpay

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3. PayPal Pay Later

• Use your PayPal account to split payments

• Pay in 3 interest-free instalments

• Simple approval process during checkout

• Manage payments through the PayPal app or website

• Backed by PayPal Buyer Protection

👉 PayPal Pay Later Info

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Safe, Secure & Flexible

• All payment providers use encryption and buyer protection

• Reflect Lighting never stores your card details

• You’ll receive clear reminders and account updates from your chosen provider

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Important Information

• Reflect Lighting Limited is not a lender; we act only as an introducer.

• Credit is subject to approval and available to UK residents aged 18+.

• Late or missed payments may affect your ability to use these services in the future.

• Klarna’s Pay in 3 and Pay in 30, Clearpay, and PayPal Pay in 3 are not regulated by the FCA.

• Please spend responsibly and only borrow what you can afford to repay.